What Is A Good Credit Score Number

Generally speaking the credit bureaus consider any score over 650 to be a good credit score credit scores calculated using the fico score or vantagescore 3 0 scoring models range from 300 to 850.

What is a good credit score number. For example with a credit score of 675 which is a good score as far as mortgage lenders are concerned you can expect to qualify for a 30 year mortgage with an interest rate of 4 288. We provide a score from between 0 999 and consider a good score to be anywhere between 881 and 960 with fair or average between 721 and 880. Keep reaching for the stars. Fico scores above 739 fall into the very good and exceptional categories while vantagescore 3 0 scores above 780 are considered excellent.

For a score between 300 850 a credit score of 700 or above is generally considered good. A credit score is a number generally between 300 and 900 that helps determine your creditworthiness. Consumers as the national average fico score is 704 as of sept. Note that the ranges can vary slightly depending on the provider but these are the credit score ranges you ll see on credit karma.

The best way to know where your scores stand is to check your credit report. Before you apply for credit it s a really good idea to check your free experian credit score so you can make more informed choices when it comes to applying for credit. Credit scores are calculated using information in your credit report including your payment history. You have very good credit.

But if your credit score isn t near that number you should know what constitutes a good credit. 670 to 739 having a credit score between 670 and 739 places a borrower near or slightly above the average of u s. For example for fico a good credit score number is in the 670 to 739 range while for vantagescore 3 0 a good credit score is from 661 to 780. Find out more about good credit scores.

A score of 800 or above is considered to be excellent. For experian credit scores a score between 625 to 699 is considered good 700 to 799 is very good while scores of 800 and up are deemed excellent. And the length of your credit history. The amount of debt you have.

An excellent credit score is like the top math score on the sat.